A woman from the U.S. who was injured in a car accident while visiting Japan has filed suit in a U.S. court seeking around $95 million in damages from a Japanese insurance company, the driver of the car that injured her, and the authorities who oversee the insurance business in Japan.

According to the woman and her husband, the man who caused her injury assured here that the matter would be resolved by his insurance with Fuji Fire and Marine. When they contacted the firm, however, they initially denied that the man had a policy with them.

Ten days later, the insurance firm admitted the man had bought its insurance, but refused to respond to questions about why it had made a false statement, the woman’s husband said.

The Osaka-based firm said, “We would like to refrain from making comments at this moment.”